5 Progressive Insurance Policies You Might Not Know

5 Progressive Insurance Policies You Might Not Know: The Progressive Corporation, more commonly known as Progressive Insurance, boasts more than 9 million customers and nearly $10 billion in annual revenues, making it one of the biggest and most popular insurers on the market today. With so many policies, though, it can be easy to overlook some of the lesser known ones that may not fit into your needs right now but could prove valuable down the road. Here are five Progressive insurance policies you may not know about to help you find just what you need to keep your car or home protected from any unforeseen accidents or natural disasters.

1) Progressive offers car insurance discounts based on safe driving

Progressive offers discounts to drivers who maintain a good driving record, have a low accident and theft rate, or make several claims. For example, getting into two car accidents in five years means your insurance premiums could increase by as much as 40 percent over those of a safe driver. Progressive also doesn’t always increase prices for young people; in some cases, it offers them lower rates than older drivers on their first policies. Progressive offers one policy that lowers your car insurance premium if you’re involved in an accident with another driver who has Progressive. And its Customers for Life program rewards customers for excellent service and loyalty. If you do use progressive insurance be aware of all these things going on so that you get what is best for you!

2) Progressive offers home insurance discounts based on security systems

Though many people know about Progressive’s famously customer-friendly policies, most don’t realize that they have different rates depending on factors like security systems and whether or not you have a smart home. It makes sense to get up to speed with these (and other) discounts—they can mean big savings over time. Click here for more information on progressive insurance.

3) Progressive offers life insurance discounts when family members are insured

If you get life insurance with Progressive, it can also be used as a way to protect your family. Progressive offers discounts on auto and homeowners policies when you have term life insurance. If you’re interested in protecting your family but don’t think they need a whole lot of insurance coverage, then term life might be right for you. This can lower your premiums while giving peace of mind to your loved ones if something happens to you.

4) Progressive offers pet insurance discounts if the pet is healthy

In addition to customizing your car insurance with special discounts, Progressive also offers pet insurance. But, if you have a pet that’s in perfect health and has no pre-existing conditions, you could get up to a 20% discount on some policy levels. The percentage of discount you receive depends on how well your pet’s veterinary records compare to other pets in their program. If your pet is a better driver than most other pets covered by Progressive, they’ll offer you a bigger discount. Simply call customer service and ask about getting some more money off of your premium! It takes less than 10 minutes over the phone and can save you hundreds per year!

5) Progressive allows drivers to choose their deductible amounts on personal policies

Progressive offers drivers a choice of deductible amounts on personal policies: $100, $250, $500, or $1,000. If you opt for a higher deductible, your premium will be lower. Progressive also allows drivers to set and change their deductible mid-policy. If your car is damaged in an accident and then gets a ding, later on, it’s likely that we’ll process both repairs as two separate claims, Hausner says.

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